Here are the free resources I’ve created to help you take control of your mortgage journey. Each template and guide is designed to give you a head start—whether you’re writing a hardship letter, exploring loan modifications, or budgeting for your next move. Download, customize, and use them as you need. And remember: these are educational tools, not legal or financial advice. Always check with your loan servicer or licensed professional for your specific situation.
Mortgage Help Phone Scripts (pdf)
DownloadMortgage Help Phone Scripts Customizable (docx)
DownloadHardship Letter w/ Instructions (pdf)
DownloadHardship Letter Customizable (docx)
DownloadLoan Modification Request Letter w/ Instructions (pdf)
DownloadLoan Modification Request Letter Customizable (docx)
DownloadLoan Modification Checklist (pdf)
DownloadForbearance Request Letter w/ Instructions (pdf)
DownloadForbearance Request Letter Customizable (docx)
Download1 Page Assumable Mortgage Guide (pdf)
DownloadThese spreadsheets are designed to help you run the numbers for your own situation. Each one is editable, so you can plug in your information and see results instantly. Use them to plan smarter, compare options, and stay on track with your financial goals.
These documents are provided for educational purposes only. They must be customized by the borrower and
submitted directly to their loan servicer. The Real Estate Professor, Homes & Loans 4U, or Hoot Home Loans are not responsible for outcomes of individual cases.
This is not a solicitation of business if you are currently working with a licensed real estate professional.
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